Microfinance Ecosystem: How Connectors, Interactors, and Institutionalizers Co-Create Value
Since the mid-1990s, the number of microfinance institutions (MFIs) has grown tremendously, with more than 10,000 worldwide varying in size and approach. Despite their continued growth and variety, the value of MFIs has been hotly debated. Furthermore, managers and founders of MFIs have also faced the challenge of balancing social and financial objectives and understanding effective ways of evaluating their organization's effectiveness. Hence, in this article we closely examine the operations of three distinct types of MFIs and offer a framework of how they collectively create value, with each playing a unique role in a symbiotic relationship: Namaste, an interactor; Kiva, a connector; and Accion, an institutionalizer. Interactors build relationships with clients and facilitate the flow of information to connectors and institutionalizers that disseminate this data to capital markets, build confidence, and fuel capital flow into the MF industry. The latter disseminates innovation and best practices. Thus, it is critical that each MFI recognizes its symbiotic role and evaluate itself accordingly instead of spreading itself across roles.
【書誌情報】
ページ数:9ページ
サイズ:A4
商品番号:HBSP-BH875
発行日:2018/1/15
登録日:2018/2/26