FinVolution Group, previously known as PPDAI (PaiPaiDai), was the first P2P (peer-to-peer) lending company in China. With more than a decade's experience in the online consumer financial industry, the group has developed its core capabilities and a business model that is working well in China. It has gained extensive knowledge and experience in credit risk assessment, fraud detection, big data and artificial intelligence. Its online platform links underserved individual borrowers with financial institutions. By showing how FinVolution has developed its competitive advantages and built a successful online lending business model in China, this case provides an opportunity for students to discuss what factors have led to the success of a fintech company. It raises the question of whether a successful fintech business model developed in one country can be ported to another country. It also highlights the regulatory change challenges facing fintech companies, especially P2P lending companies.

【書誌情報】

ページ数：25ページ

サイズ：A4

商品番号：HBSP-HK1295

発行日：2021/5/30

登録日：2021/11/24